Julie Kerber

🎃 October Is Here! Fall Into the Right Insurance Coverage! 🍁

October has arrived in the Pacific Northwest! The leaves are changing, pumpkins are popping up on porches, and cooler, rainier weather is settling into Marysville, WA. Between pumpkin patches, Halloween festivities, fall home maintenance, and preparing for the months ahead, October is a great time to check in on your insurance coverage.

Whether you've purchased a new vehicle, added a teen driver, made improvements to your home, started a business, or simply haven't reviewed your insurance in a while, the Julie Kerber State Farm team in Marysville, WA is here to help!

As we head into the final months of 2026, we're here to help you make informed insurance decisions and review coverage options that fit your changing needs.

👋 Meet Your Local State Farm Team

Julie Kerber – State Farm Agent

Proudly serving Marysville since 2016! I'm passionate about building lasting relationships with our customers, supporting our local community, and helping individuals, families, and small businesses protect the people and things that matter most.

Alice – Office Manager

Keeping our office running smoothly while making sure our customers feel welcomed, appreciated, and taken care of.

Rene – Team Lead

Helping our team deliver exceptional customer service, answer insurance questions, and provide the attention and support our customers deserve.

Kelsi – Acquisition Lead

Welcoming new customers to our agency and helping individuals and families explore insurance coverage options that fit their needs.

Faith – Bilingual Acquisition Lead

Helping both English- and Spanish-speaking customers navigate their insurance options, ask questions, and make informed coverage decisions.

Together, our team brings more than 50 years of combined insurance experience and a shared commitment to friendly, personalized service.

We're proud to be your local, bilingual, and pet-friendly State Farm office!

🏡 Insurance Services We Offer

🚗 Auto Insurance 🏡 Homeowners Insurance 🔑 Renters Insurance ❤️ Life Insurance 🏢 Business & Commercial Insurance 🚤 Boat Insurance 🏕️ RV Insurance 🚙 Classic Car Insurance 🌊 Flood Insurance 🐾 Pet Insurance

Whether you're looking for a new insurance quote or reviewing existing coverage, our team is happy to help you explore your options.

❤️ Why Choose Our Office?

✔ Local Marysville agency with deep roots in Snohomish County ✔ Licensed in Washington, Oregon, and Idaho ✔ Friendly bilingual team – English & Spanish ✔ Phone, virtual, text, and in-office appointments ✔ Notary Public services available ✔ Personalized insurance reviews based on your current needs ✔ More than 50 years of combined team insurance experience ✔ A welcoming, pet-friendly office

We believe insurance is about more than policies. It's about building lasting relationships, providing personalized service, and being there when our customers need us.

🍁 Your October Insurance Checklist: Is Your Coverage Ready for Fall?

October is a great time to prepare for the changing seasons. Before the holiday rush begins, take a few minutes to review your insurance needs.

🚗 Auto Insurance – Ready for Rainy Roads?

Fall in Washington means shorter days, wet roads, foggy mornings, and changing driving conditions. Have you purchased a new vehicle, added a driver, or experienced changes in your daily commute? This is a great time to review your auto insurance coverage.

🏡 Homeowners Insurance – Is Your Home Ready for Pacific Northwest Weather?

October is a great reminder to clean gutters, inspect your roof, check drainage around your home, and prepare for heavy rain and windstorms. Have you made home improvements or additions since your last insurance review?

🔑 Renters Insurance – Protecting What Makes Your House a Home

Whether you're renting your first apartment, moving into a new home, or settling into a new place this fall, renters insurance can help protect your personal belongings from certain covered losses and provide personal liability coverage.

❤️ Life Insurance – Protecting the People You Love

Life moves quickly! Marriage, children, homeownership, career changes, and growing families can all affect your life insurance needs. When was the last time you reviewed your coverage or updated your beneficiaries?

🏢 Business Insurance – Is Your Business Ready for the Busy Season?

As we approach the end of the year, it's a great time for local business owners to review their insurance. Have you added employees, equipment, vehicles, inventory, or new services?

🚤 Boat, RV & Recreational Vehicle Insurance – Time for Seasonal Storage?

Planning to store your boat, RV, motorcycle, or classic car for the colder months? Before putting your recreational vehicles away for the season, let's review your insurance options and discuss any changes in how they're being used or stored.

🔥 October Is Fire Prevention Month!

Did you know October is nationally recognized as Fire Prevention Month?

As temperatures drop and we spend more time indoors, it's a great opportunity to think about home fire safety.

A few simple reminders for your household:

• Test smoke alarms and replace batteries when needed.

• Check fireplaces, chimneys, and heating equipment before use.

• Keep portable heaters away from curtains, furniture, and other flammable materials.

• Review your family's emergency escape plan.

• Keep fire extinguishers accessible and know how to use them.

• Review your homeowners or renters insurance coverage.

When was the last time you reviewed your home's insurance coverage?

Fire Prevention Month is a great reminder to review your coverage, ask questions, and prepare for the unexpected.

🎃 Halloween Fun & Fall Safety Tips!

October wouldn't be complete without pumpkins, costumes, candy, and Halloween fun!

Whether you're heading to a local pumpkin patch, decorating your home, or welcoming trick-or-treaters, here are a few simple reminders:

🎃 Keep walkways and porches clear of decorations and tripping hazards.

🍬 Make sure outdoor lighting is working for trick-or-treaters.

🚗 Slow down and watch for pedestrians in neighborhoods.

🕯️ Consider battery-operated candles for jack-o'-lanterns.

🐾 Keep candy and potentially hazardous decorations away from pets.

🏡 Secure outdoor decorations before windy weather arrives.

We love seeing our Marysville community come together for seasonal celebrations. Wishing everyone a fun and safe Halloween!

🌧️ Pacific Northwest Fall Weather: Are You Prepared?

Living in Washington means beautiful fall colors, but it also means preparing for heavy rain, wind, and occasional power outages.

October is a great time to ask yourself:

Does my homeowners insurance cover wind damage?

What's the difference between water damage and flood insurance?

Do I have coverage if a tree falls on my home or vehicle?

Would my current coverage meet my needs if I experienced a major loss?

Not all types of water damage are covered by a standard homeowners policy, and flood insurance is generally purchased separately.

Our team is happy to review your existing coverage, explain available options, and help you better understand how your insurance may respond to different situations.

❓ Frequently Asked Questions

Can I get an insurance quote without coming into the office?

Absolutely! We offer phone, text, virtual, and in-person appointments so you can connect with our team in whatever way is most convenient for you.

Do you only serve Marysville, Washington?

No! We proudly help customers throughout Washington, Oregon, and Idaho, including Marysville, Arlington, Lake Stevens, Everett, Snohomish County, Island County, and surrounding communities.

Can you review insurance I already have?

Yes! Whether you've recently experienced a life change or simply haven't reviewed your coverage in a while, we're happy to discuss your current needs, answer questions, and explore available options.

Does homeowners insurance cover flooding from heavy rain?

Standard homeowners insurance generally does not cover flood damage. Separate flood insurance may be available to help protect your property from certain flooding events. Our team can help you learn more about